bias in personal finance and recipes

Personal finance is a very nuanced, complicated, and personal topic for every person involved.  That said, the basic formula underlying the entire process for wealth accumulation and retirement isn’t a secret.  Spend less than you earn, invest the remainder, and eventually, you’ll succeed.  Even most of the specifics of that path are well worn and not particularly complicated.  Nobody talks about how the bias in personal finance is baked into that simple advice.

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