The intersection of personal finance, financial independence, and Disney.

Tag: did the math

COVID Birthday Paradox

covid birthday paradox risk model

The holidays are upon us which means a time of celebrations with friends and family. Well, it would mean that in any other year. Unfortunately there is still a pandemic spreading across the country despite how some of your friends and family are acting on social media. You need to stay home this year and I brought the math on why using the COVID Birthday Paradox.

The problem is that we are all notoriously bad at calculating the actual risk we take when participating in our lives. All of us are. We grossly underestimate the external risk, overestimate our ability to personally mitigate it, and otherwise assume “it won’t happen to me”. The COVID Birthday Paradox calculation helps show the real risk of being in the room with a COVID positive person.

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Speeding is a waste of time & money

reckless driving speeding is a waste of time and money

Speeding is a huge waste of time and money. Reckless driving in general is decidedly bad for people on the path to financial independence. Not only does it save very little time (if any), but it can be very expensive to you in the long run. We are all here to save money not waste it, right? Call me old but I’ve gladly shifted myself to the center lane on cruise control. Feel free to comment in support or to tell me how wrong I am.

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